Unschooling the future generations of entrepreneurs...
Providing an environment where creativity and out-of-the-box thinking becomes the norm so children can thrive in the future work marketplace (notice I didn't say "job" there?)
I come from a generation that still looks down on the idea of home education for children. Back when I was growing up (oh the 80’s and 90’s!), the only people that didn’t put their children in mainstream public, or even private schools, were mostly the extremely religious. The people most would call the fanatically religious.
Homeschooled children are pictured by my generation (and probably even by some millennials) as the weird, socially awkward, outliers of society. But this is such an outdated notion. Homeschooling is becoming really normal, especially since the Covid era, for everyday families.
But like usual, I am looking at a different route for my son and I. It’s my heart's desire to unschool him, not homeschool him. About 10% of homeschoolers are Unschoolers and it still seems like a mystery and a really woo woo concept to most people.
What is unschooling? It’s essentially homeschooling without any curriculum whatsoever. It’s not a replica of “school at home” where my son would learn some provincial curriculum dictated by the government. It’s creating an environment where he chooses what he wants to learn, and how much he wants to learn about any topic. A safe place where I facilitate his learning only, not deciding for him what to learn. Sounds a little crazy, right?
But is it? Think about all the things you “learned” in school. Do you remember it all now or did you usually spend a few hours (or nights) cramming to memorize some random shit for a test only to have 90% of it wiped from your memory forever within a week? Memorizing useless facts isn’t the same as learning. Been there, done that. And I was a master at memorizing useless facts. Real deep learning and understanding comes from diving into things we are interested in. Just like an adult, when you learn because you want to, not because you have to, the learning takes on a whole new meaning.
The keys to unschooling being successful though are the one-on-one attention a child receives and that they develop their knowledge through experiences, not from just books. Providing those experiences as a parent is like a full time job. To facilitate the learning, explore the curiosities together and revel in the mutual joy of learning is what we aim for in an Unschooler’s world. That’s my dream. To be a full time facilitator for his learning.
I also dream of being able to help my son develop skills I struggle with, like thinking “outside the box.” It’s my firm belief that for the future our children will need to be able to pivot quickly, come up with fresh ideas and navigate the world in ways we can’t yet imagine. I don’t believe the school system provides an environment where those skills can blossom, let alone flourish. I don’t even know for certain if I can provide it. But I’m sure as hell going to try.
One of the ways I plan to do so is to get him involved in his own family banking system early. Really early. It’s my way of helping him develop a whole new mindset about money - because that is what’s needed to truly grasp the ideas I share in these newsletters. It’s all about mindset and being willing to challenge the beliefs you’ve been taught + held about money. It’s about developing entrepreneurial skills and thinking like a business owner, and not just a consumer.
The easiest way to start embracing the idea of family banking systems is to first understand all the players in the banking game (yes it’s a game -I decided -sticks out tongue @ 💎 Jaime Buckley ) ←——PS check this guy out on Substack if you want some family fiction without sexual grooming and smut.
TRUTH BOMB
The game has four players:
Depositor
Borrower
Banker
Bank Owner
Playing the first two characters is our default.
The Depositor is a role we all play. Every time you get money - no matter where it’s from - you take that money and deposit it into someone else's bank. Do you even think twice about it or is it what you’ve always done? Soon, I’ll blow your mind when I show you what banks really do with YOUR money......
The Borrower is another role most of us play because we realistically can’t make big purchases without some type of loan. You want to buy a car? Loan. You want to buy a house? Loan. Have some big medical bills to pay off? Loan. As a borrower, you have all these liabilities (things you have to pay) and it can sometimes feel like a never ending dark pit of despair. But that’s only because someone ELSE controls your debts.
Now, it’s time to put on a hat you’re probably not used to wearing - being the Banker.
Picture this - you decide you need a loan so here you are sitting at the bank across the desk from some stiff neck in a suit who is looking at your loan application. With a frown. You’re sweating buckets (bad choice on the green shirt), your anxiety is through the roof, and you know the decision the Banker makes can be life changing...or life destroying.
The banker is the gatekeeper to the bank's money. He controls it. He decides IF and WHEN you get to borrow anything. She (yes, women are bankers too!) decides how much you get, the interest rate you have to pay, how big your payments are, and how long you have to pay back that money. This person seems to have all the POWER. Now that’s a person whose shoes you want to be in!
Now imagine yourself there - YOU get to control when you get a loan, how much, and when you repay it. How would that feel? Pretty stinking good I bet!
The last player is the Bank Owner. Even though the title sounds impressive, this is the person you probably wouldn’t ever deal with - they just sit back and collect the profits from their successful banking business. They get paid dividends. They get dividends even while on vacation (which was paid for with dividends btw). Does this also sound like a person who’s job you’d love to have?
When you start your family banking system, you become ALL FOUR PLAYERS in the game. That’s what makes it so powerful. You get to deposit money to YOUR bank (not someone else's), be the borrower (which actually helps you grow your bank), the gatekeeper that decides when to pay it back, AND the person who earns money from the bank's profits (interest and dividends.)
So let me know - can you picture yourself as all four players? Which one do you think would be most fun? Which would be hardest for you to imagine? I’d love to hear your feedback and thoughts in the comments or MY inbox.
If your interest has been piqued then subscribe and stick with me as I share with you the secrets of the rich and how you can step by step create your own personal bank that will last for generations to come (as long as you teach your own kids how to use it too).
Warmly,
Becky “dreaming of unschooling” Webster
PS. If you like what you’ve been reading so far and want to help spread the word about a system that can help the world economy and slash inflation then please share this newsletter with your kindreds. All my hopes + dreams are riding on being able to help you, my readers, live a better life and to do that I need your support too!
Want to help more? Become a paid subscriber and get access to all paywalled posts to learn step by step a new way of moving your money. Or buy me a coffee HERE because I LOOOOOVE coffee like it’s my life blood Thank you!
PPS. If you have a small business dream for your business of one then hop on in the The Hot Dog Cart and let’s build these dreams together
PPPS the pic is just for attention: my boy painted my forehead and said I was a unicorn. I’ll take that as a compliment any day!




Don't even get me started on school!! I would have been the perfect kid to have been unschooled. I DO NOT LEARN in a traditional classroom, in lecture or reading form, I can't memorize shit, and I suck cow balls at tests. I didn't learn anything. I cried almost every day. It didn't help that the staff was awful (abusive) and it was a private school that forced me to pray multiple times a day - which I did NOT like. When I finally moved to public school in 4th grade, it was better, but only because the people were better. The school part was still a giant struggle. I'm so inspired by your commitment to unschooling!!
I was lucky to find a really amazing charter school tucked in the country (it's literally called the country school) among the forest that has shit like farm + garden, mindfulness, the Zen Den, art, and the staff is wonderful... all moms + dads of kids at the school. It's this gem in the middle of a really toxic county. His teachers have been utterly amazing so far. He's thrived after being a Covid kid who had no kids to play with for years.
I hear heinous things about their junior high problem, and the high schools around here are fucking garbage, so much bullying + violence, and teachers being fired for lewd acts. 🤬 So I KNOW that I'll be unschooling him at some point. I'm prepared to pull him at a moment's notice the minute it stops feeling like it's safe + free of indoctrination. My mom friends + I are already talking logistics, so we can do this as a little pod.
I hope more people make non-traditional choices with education because the indoctrination has to stop - we have to teach this next generation how to thrive... not just survive... in a system that's designed to eat them up.
If you're taking requests... let's pretend you are 🤣... I would la la loooove to hear how you're going to start teaching your son about this stuff. I want to undo the money mindset garbage I've already put on my kid + teach him, along with myself, how to have a really healthy relationship with money. I'm craving some direction on where to start with him (and obviously myself).
You know I’ve unschooled Lucas when homeschooling wasn’t even socially accepted let alone unschooling, until he was what would be considered the 4th grade and then I used a combination of an online curriculum for extra math and literature and me teaching him, until the 6th grade. He’s now attending a public school —Junior High School for the first time in his life because I couldn’t afford to continue teaching him at home— I had to work more. When I left my marriage, I burned through my savings like a California wildfire for three years, just to keep a downsized lifestyle and to keep teaching him at home but I ran out—if I wanted to keep food on the table and a roof over our head, he had to go to school so I could work more hours. The HDC is not only my way to be free to spend more time with my children and family, and the things that truly matter but it’s to afford to return to homeschooling my son. Your wisdom and advice has been instrumental in helping this come to fruition. Your money challenge started it all for me and I’m at least hopeful for the next year. My dream like yours, is to keep my kid’s mind and heart safe and to keep teaching him the important things he’ll need in life to not just survive but thrive. The fact that he’s in school really weighs heavy on my mind and I look forward to him coming home within the next few years. The sooner I can purchase a policy the shorter that timeline becomes. I appreciate this financial advice so much—I’m eternally grateful.